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15 min loans also referred to as cash advance loans and 15 minute loans; they are there for your benefit and will save you from a financial disaster. All of us can struggle once in a while, and particularly with the economic situations so many people are confronted with today from the recession. These small loans that can have a cash amount in your bank account within 15 minutes of applying for the loan are a massive help when it comes to paying bills before getting paid.

How to get 15 min loans?

After researching and reviewing many of the top loan companies,I feel very confident when I say that the ones I recommend most are Wonga and QuickQuid if you’re looking for a fast cash loan within the UK.

My main unbiased and professional recommendation is Wonga or Wonga.com, which is one of the most popular same day small loan lender in the United Kingdam and has now been running for a long time as it was established in 2007. Wonga provide an impeccable level of service and take pride in themselves by ensuring that they are flexible, transparent and very fast. Wonga have the ability to be able to provide you with a same day cash loan from just £1 up to £400 for new customers and up to £1,000 for existing customers who have since proven to them that they are good at borrowing money and will pay it back on time.

Wonga are great when it comes to 15 minute loans as they are the only loan provider who offers a adaptable loan period (which means less interest for you to pay) and their payments are quicker than anyone else; infact they are so fast at paying out they are the only small loan provider in the UK to guarantee that payment will be sent to you in under 15 minutes of your application and not to mention that they also offer loans twenty four hours a day, seven days a week unlike their rival companies.

Using the sliders located on their homepage you simply decide how much you’d like to borrow. The Wonga website will then make all the calculations for you and will give you the upfront cost of what it will be to loan the money, as well as enabling you to select your own date when you want to pay the money back. On the morning of your selected day, they will take a single payment from your debit card, after which if you wish to do so you can then borrow more cash.

If you are thinking about applying for money, take a look at this below model.

Representative Example: Total Amount of Credit: £207; Duration of Agreement: 20 days; Total Amount Payable: £254.42; Interest: £41.92; Interest Rate: 360% per annum (fixed); Transmission Fee: £5.50; Representative APR: 4214%

Basic Application Criteria: Applicants for loans will only be approved if they are UK residents, over 18 with a UK bank account and debit card. Your credit score and credit history will also be taken into account just like any other finance option.

QuickQuid

15 Min Loans also recommend QuickQuid. QuickQuid will help you find a fast and suitable solution to immediate money needs, all without leaving the privacy of your own home. They are very good at offering a hassle-free solution to household bills, emergency expenses and short term money requirement. They also have the ability to make a 1 hour cash advance into your current account. I also found to be this company very helpful with quite a unique process which is tailord to suit you personally in order to get you the money you need when you need it most. The following three steps pretty much sum up their entire system:

1. Apply online using their simple two step application on their website.
2. You will receive a fast approval without having to fax or sign any documents.
3. The money you have applied for will be sent to your bank account within 1 hour, including weekends.

For further information and to see the current best deals on 15 min loans, then simply go and visit my website where you can benefit from savings on your interest rate and further reducing the amount you have to pay back.